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Free Resources: life insurance

• Life Insurance?
  My husband, 32 and I, 30 are looking into life insurance. Can anyone tell me which company or websites I can use to get information. There are so many out there. would not know where to start. Who do you personally use? Is there a medical exam involved? What type of premiums are you paying? Is it... (life insurance)
• How can my husband open a life insurance policy?
  We recently found out we are expecting a baby and need to open a life insurance policy in case something would happen to him so we'd be taken care of. We have insurance that is paid for by his employer. How do we go about getting life insurance? Is it added to our existing medical insurance, or... (life insurance)
• What exact is whole life insurance, and how do life insurance companies profit from selling it?
  Agents are always extremely keen about selling my family whole life insurance instead of term. According to the agents, whole life is preferable to term since it does not expire and as a result the beneficiary is guaranteed some payment upon the death of the insured. However, why would the insurance company profit from such a setup... (life insurance)
• Can a life insurance company cancel a policy within the first two years of inception if suicide is suspected?
  My friend has a term life insurance policy that is less than 2 years old. She entered the hospital recently for a newly diagnosed bipolar disorder and had admitted to thoughts of suicide. Within 2 months of her stay and diagnosis, her term life insurance policy was canceled by the insurance company for reasons of risk. Can... (life insurance)
• How can someone purchase a life insurance policy for someone else without them knowing?
  I always see on Forensic Files and other shows about murderers, they are able to purchase a life insurance policy for their spouse or relative without the person's knowledge. Then they kill the person for the money. Why are they able to buy a life insurance policy without the person knowing about it? Would not that prevent... (life insurance)
• How much does travel insurance cost for 3 months?
  Hi guys. I am planning a trip to los angeles in June 2010 for 3 months and im trying to calculate the amount of money i will need. The problem is, i have no idea how this travel insurance stuff works, so how much would travel insurance cost me for this period? Any help appreciated, thanks. Hi... (life insurance)
• How do you get medical insurance for your unborn baby before they are born?
  My first child is due January 2008. I have medical insurance for myself and for the baby when they are born but only for the first 2 months of their life. Is there a way for me to apply for medical insurance BEFORE he she is born so I do not have to rush it during their... (life insurance)
• What exact is whole life insurance, and how do life insurance companies profit from selling it?
  Agents are always extremely keen about selling my family whole life insurance instead of term. According to the agents, whole life is preferable to term since it does not expire and as a result the beneficiary is guaranteed some payment upon the death of the insured. However, why would the insurance company profit from such a setup... (life insurance)
• Life insurance?
  I need to get life insurance but I have heard that you do not get the policy on yourself but that your spouse is supposed to get one for you. What is the difference? I need to get life insurance but I have heard that you do not get the policy on yourself but that your spouse... (life insurance)
• Medical insurance?
  I need to put my fiance on my medical bc I really think he needs to see a doctor soon. But for the good insurance it would be 120 every paycheck. I live paycheck to paycheck now so that would be very hard. This one insurance offered is 70 bucks a check BCBS high deductible. Now its... (life insurance)
• What is the difference between acci death life insurance and regular life insurance?
  What is the difference between acci death insurance and regular life insurance? Which is a better buy? Would not all deaths excluding illnesses be accident? If you only buy life insurance and do not include acci death insurance then what is usually excluded? Thanks! I know its different for every insurance company, I am just wondering what... (life insurance)
• How do I help families not see life insurance as a bill but rather protection for their family?
  I am on a crusade to help families become properly protected create an immediate estate in case of a loved ones untimely death. Of lately, prospects see life insurance as another bill. Although it is can any life insurance agent please share with me how they get around to making sales in the life insurance industry? Thank... (life insurance)
• What exact is whole life insurance, and how do life insurance companies profit from selling it?
  Agents are always extremely keen about selling my family whole life insurance instead of term. According to the agents, whole life is preferable to term since it does not expire and as a result the beneficiary is guaranteed some payment upon the death of the insured. However, why would the insurance company profit from such a setup... (life insurance)
• How long does an insurance company need to approve a medical insurance application?
  My medical insurance has expired and I have just decided which one to buy next. How long does an insurance company need to approve an application and get it activated? I have no medical insurance right now so I am kinda worry because of the swine flu. My medical insurance has expired and I have just decided... (life insurance)
• What is your thoughts on the GOP's new idea for a 21st Century Medicaid?
  The problem is the Medical insurance companies them selves. They use to be to negotiate fees between the Dr's, hospitals, and the patients. Now they tell the Dr's. the Hospitals. The problem is the Medical insurance companies them selves. They use to be to negotiate fees between the Dr's, hospitals, and the patients. Now they tell the... (life insurance)
• What type of life insurance do you have and why you have it?
  I used to own whole life insurance until I learned the hard way about the truth behind it. A life agent said cash value was a great way to build savings for retirement and that I can use it anytime. That sounded pretty great and so me and my husband bought it. About 28 years later, he... (life insurance)
• What exactly is life insurance and how does life insurance work?
  What exactly is life insurance and how does life insurance work? I do not understand, will not you be dead or something so what does it do for you? What happens if it doesn't get cashed in, what does that mean? Sorry I do not understand, please explain. What exactly is life insurance and how does life... (life insurance)
• travel insurance?
  hi me and my gf have split up we are to cancel our prepaid holiday the flights are non refundable my question is if i take out adequate travel insurance now can i make a claim hi me and my gf have split up we are to cancel our prepaid holiday the flights are non refundable my... (life insurance)
• Do life insurance companies check your medical records after you die?
  Let's say that you get life insurance and claim to be a non smoker. Then let's say that you start smoking or resume smoking. uming that your medical records show that you smoked, will most life insurance companies check your records, see that you smoked, and then cancel your benefit? Let's say that you get life insurance... (life insurance)
• What type of life insurance policy does the military offer?
  I am talking about the Army, in particular. Is it term life insurance, or permanent life insurance? As of right now, my husband's job doesn't put him on the front lines. I already know how much life insurance the policy is for. I am just trying to figure if I should get life insurance and for how... (life insurance)
• What is the best health insurance and life insurance policies to go with?
  What is the best health insurance and life insurance policies to go with? I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion... (life insurance)